Amazon Rewards Visa Signature Credit Card Fees and rates
Annual Percentage Rate (APR)
Transaction Fees
Penalty fee
Amazon Rewards Visa Signature Credit Card Reward Program
Earn 3% Back at Amazon.com and Whole Foods Market 2% Back at restaurants gas stations and drugstores and 1% Back on all other purchases
Our cashback calculator is a simple-to-use way to see how much cashback you can earn from everyday spending each year. Use this calculator with your current card, or to investigate a new card to add to your wallet.
Amazon Rewards Visa Signature Credit Card Cash Back Calculator
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You can use your points to redeem for eligible purchases at Amazon.com. You can also use your points to redeem for cash there is no minimum number of points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include travel gift cards and products or services made available through the program or directly from third party merchants.
Fee Benefits

No Overlimit Fee
No Over-the-Limit Fee. You won’t pay an over-the-limit fee if your credit card balance goes over your credit limit.
For Example:
Let’s say your credit card limit is $5,000. One month, you spend more than your limit on the card. Some credit card companies will charge you between $25 and $35 for this mistake. If your card advertises no overlimit fee, you won’t be charged a penalty for your spending.

No Penalty APR
This credit card comes with a No Penalty APR. You won’t default to a higher APR if your payment arrives on or after day 60.
Insurance Benefits

Baggage Delay Insurance
Baggage Delay Insurance. Should your bags be delayed, this credit card can cover the cost of purchasing essential items.

Extended Warranty Insurance
Extended Warranty Insurance. This credit card extends the original manufacturer’s warranty of an item. You get the benefits of an extended warranty without purchasing the store’s expensive extended warranty.

Lost or Stolen Baggage Insurance
Lost or Stolen Baggage Insurance. The credit card will cover replacing the contents of lost, damaged, or stolen bags, up to a given dollar value.

Purchase Protection
Purchase Protection. If that thing you bought is stolen or accidentally damaged within a specific period of time, you’re covered. The credit card company may reimburse you up to the full purchase price.

Rental Car Insurance
Rental Car Insurance. This credit card covers any damage from collision or theft on most rental vehicles, up to the value of the car.

Travel Accident Insurance
Travel Accident Insurance. If you’re ever in an accident while on a vehicle licensed to transport the general public, you’ll want this insurance. It covers injuries from losing an eye or a limb all the way up to death.
Security Benefits

Emergency Card Replacement
Emergency Card Replacement. Whether your card is lost, stolen or damaged, the credit card company can provide help as soon as next day. It doesn’t matter if you’re still on vacation, the credit card company will mail a replacement to you wherever you are. This will be done free of charge.

Zero Liability
Zero Liability. If you didn’t buy it, don’t pay for it. You will not be held responsible for any unauthorized charges that appear on your account.
Sign Up Benefits

Statement Credit
Amazon Rewards Visa Signature Credit Card allows you to pay off part or your entire bill with a Statement Credit offered as a sign-on bonus.
For example, you have a credit card which offered a $200 statement credit. In order to get it, you have to make purchases totaling $1000 or more within the first 90 days of opening the card. You spend $1100. When you get your credit card statement for the month following the introductory period, your bill will be reduced by $200. So if your credit card bill is $500, you will only have to pay $300.

Cash back bonus
Cash Back Bonus. Get some cash back as a bonus when you sign up for the credit card. The bonus offer is valid for a specific time. There are limitations.
Travel Benefits

No Foreign Fees
No Foreign Fees. With this credit card, you won’t pay any fees on any transactions you make while traveling overseas.

Roadside Assistance
Roadside Assistance. This credit card company can arrange for someone to meet you for roadside repairs. They can also organize to have your car towed to your home or a shop within a specific radius.

Travel and Emergency Assistance
Travel and Emergency Assistance. This credit card provides you with referrals and assistance for emergency services.
Credit Score Needed For Amazon Rewards Visa Signature Credit Card
Your best chance of being approved for this credit card involves having a credit score 651 - 750. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.