Primary cash back categories:
Earn 1.5% Cash Back on all of your Qualifying Purchases.
Our cashback calculator is a simple-to-use way to see how much cashback you can earn from everyday spending each year. Use this calculator with your current card, or to investigate a new card to add to your wallet.
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You may redeem any particular amount of your Cash Back but must redeem it in increments of $1.00.
No Overlimit Fee
No Over-the-Limit Fee. You won’t pay an over-the-limit fee if your credit card balance goes over your credit limit.
For Example:
Let’s say your credit card limit is $5,000. One month, you spend more than your limit on the card. Some credit card companies will charge you between $25 and $35 for this mistake. If your card advertises no overlimit fee, you won’t be charged a penalty for your spending.
No Penalty APR
This credit card comes with a No Penalty APR. You won’t default to a higher APR if your payment arrives on or after day 60.
Extended Warranty Insurance
Extended Warranty Insurance. This credit card extends the original manufacturer’s warranty of an item. You get the benefits of an extended warranty without purchasing the store’s expensive extended warranty.
Flight Delay Insurance
Flight Delay Insurance. If a flight is delayed due to the weather or another covered reason, you can be reimbursed for additional transportation cost, meals, and accommodations.
Lost or Stolen Baggage Insurance
Lost or Stolen Baggage Insurance. The credit card will cover replacing the contents of lost, damaged, or stolen bags, up to a given dollar value.
Price Protection
Imagine that thing you bought at full price goes on sale the next week. With this credit card’s Price Protection benefit you can get back the difference between the sales price and what you paid. You can only claim this benefit for the exact item: same model; same manufacturer; same everything.
For Example:
Let’s say you bought a round-trip ticket to Orlando for $750, but two weeks later, the airline has a sale. Everything is the same, except it now costs $500. If you had a price protection guarantee on your credit card, your credit card company would refund you $250. Contact your credit card company to find out specifics on how to get the money back.
Rental Car Insurance
Rental Car Insurance. This credit card covers any damage from collision or theft on most rental vehicles, up to the value of the car.
Travel Accident Insurance
Travel Accident Insurance. If you’re ever in an accident while on a vehicle licensed to transport the general public, you’ll want this insurance. It covers injuries from losing an eye or a limb all the way up to death.
Free Credit Score
USAA® Bank Credit Card With Free Credit Score.
This credit card may give your credit score every month. You don’t have to pay for it.
Identity Theft Protection
Identity Theft Protection. This monitors the internet to see if your personal information is being bought, sold or traded online. This covers your credit card information, driver’s license, social security number, or other sensitive or personally identifiable information.
Zero Liability
Zero Liability. If you didn’t buy it, don’t pay for it. You will not be held responsible for any unauthorized charges that appear on your account.
No Foreign Fees
No Foreign Fees. With this credit card, you won’t pay any fees on any transactions you make while traveling overseas.
Travel and Emergency Assistance
Travel and Emergency Assistance. This credit card provides you with referrals and assistance for emergency services.
Your best chance of being approved for this credit card involves having a credit score 651 - 750. Having your credit score in this range does not guarantee approval. There are still other factors besides credit score that determine if you will qualify for this card.
