USAA® Rate Advantage Visa Platinum® Credit Card

Credit Rating
Annual Fee
Reward Type
NO Rewards
SigUp Bonus

Main Credit Card Features

No Annual Fee

How Visa® Credit Card Network Works

How No Annual Fee Credit Cards Work

A no annual fee credit card is excellent as a backup credit card as you don’t need to pay to maintain it. You might need a backup credit card if your primary one got lost or stolen. Another benefit of a no annual fee credit card is that you can improve your credit to debt ratio if you don’t use it consistently. You may also consider this card if you are looking for a specific perk.