No Annual Fee Credit Cards
No annual fee credit cards don’t charge an annual fee and sometimes have lower fees than a typical credit card. No annual fee credit cards offer fewer perks than a traditional rewards card, and no cost is required for maintaining the card.
You can choose one when your spending habits show that credit card rewards do not justify annual fees. Some people will keep one open in case of a financial emergency, and a no annual fee credit card is often used for a specific perk it offers (for example, cash back on Apple store purchases).
Sort 69 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS
AT&T Access Card from Citi®
Rewards Points
Main reward: Rewards Points
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 15.49% - 24.49%
Key Benefits:
- Sign Up Benefits (1)
- Insurance (1)
- Fees Benefits (1)
Marriott Bonvoy Bold™ Credit Card
Rewards Points
Main reward: Rewards Points
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 17.49% - 24.49%
Key Benefits:
- Travel (3)
- Sign Up Benefits (1)
- Security (4)
- Insurance (6)
- Fees Benefits (2)
Uber Credit Card
Cash Back
Main reward: Cash Back
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 17.24% - 27.99%
Key Benefits:
- Travel (2)
- Sign Up Benefits (1)
- Services (3)
- Security (3)
- Insurance (2)
- Fees Benefits (2)
Wells Fargo Propel American Express® Card with Sign Up Bonus 20K Points
Points
Main reward: Points
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 15.74% - 27.74%
Key Benefits:
- Travel (4)
- Sign Up Benefits (4)
- Services (1)
- Security (3)
- Insurance (7)
- Fees Benefits (4)
Apple Card
Cash Back
Main reward: Cash Back
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 13.24% - 24.24%
Key Benefits:
- Security (2)
- Fees Benefits (4)
Amazon Rewards Visa Signature Credit Card
Cash Back
Main reward: Cash Back
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 15.74% - 23.74%
Key Benefits:
- Travel (3)
- Sign Up Benefits (2)
- Services (1)
- Security (4)
- Insurance (4)
- Fees Benefits (2)
Chase United℠ TravelBank Credit Card
Cash Back
Main reward: Cash Back
Rewards
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 17.49% - 24.49%
Key Benefits:
- Travel (3)
- Sign Up Benefits (2)
- Services (1)
- Security (3)
- Insurance (6)
- Fees Benefits (2)
Chase Freedom® Credit Card
Cash Back
Main reward: Cash Back
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 14.99% - 23.74%
Key Benefits:
- Travel (2)
- Sign Up Benefits (3)
- Services (1)
- Security (4)
- Insurance (5)
- Fees Benefits (2)
Chase Freedom Unlimited® Credit Card
Cash Back
Main reward: Cash Back
Rewards
0% APR
No Annual Fee
ANNUAL FEE:
$0
Purchase APR: 14.49% - 26.24%
Key Benefits:
- Travel (2)
- Sign Up Benefits (3)
- Services (1)
- Security (4)
- Insurance (5)
- Fees Benefits (2)
Capital One® Secured MasterCard® Credit Card
NO Rewards
Main reward: NO Rewards
No Annual Fee
Secured
ANNUAL FEE:
$0
Purchase APR: 24.99%
Key Benefits:
- Travel (3)
- Security (5)
- Insurance (5)
- Fees Benefits (2)