No Annual Fee Credit Cards

No annual fee credit cards don’t charge an annual fee and sometimes have lower fees than a typical credit card. No annual fee credit cards offer fewer perks than a traditional rewards card, and no cost is required for maintaining the card.

You can choose one when your spending habits show that credit card rewards do not justify annual fees. Some people will keep one open in case of a financial emergency, and a no annual fee credit card is often used for a specific perk it offers (for example, cash back on Apple store purchases).

Sort 69 Credit Cards by
MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

AT&T Access Card from Citi®

Rewards Points

Main reward: Rewards Points

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.49% - 24.49%

Key Benefits:
    Credit Score: Undefined

    Marriott Bonvoy Bold™ Credit Card

    Rewards Points

    Main reward: Rewards Points

    Rewards
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 17.49% - 24.49%

    Key Benefits:
    • Travel (3)
    • Sign Up Benefits (1)
    • Security (4)
    • Insurance (6)
    • Fees Benefits (2)
    Credit Score: Good

    Uber Credit Card

    Cash Back

    Main reward: Cash Back

    Uber Visa Card
    Rewards
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 17.24% - 27.99%

    Key Benefits:
    • Travel (2)
    • Sign Up Benefits (1)
    • Services (3)
    • Security (3)
    • Insurance (2)
    • Fees Benefits (2)
    Credit Score: Good

    Wells Fargo Propel American Express® Card with Sign Up Bonus 20K Points

    Points

    Main reward: Points

    Wells Fargo Propel Card
    Rewards
    0% APR
    Balance Transfer
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 15.74% - 27.74%

    Key Benefits:
    • Travel (4)
    • Sign Up Benefits (4)
    • Services (1)
    • Security (3)
    • Insurance (7)
    • Fees Benefits (4)
    Credit Score: Excellent

    Apple Card

    Cash Back

    Main reward: Cash Back

    Apple Goldman Sachs Card
    Rewards
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 13.24% - 24.24%

    Key Benefits:
    • Security (2)
    • Fees Benefits (4)
    Credit Score: Good

    Amazon Rewards Visa Signature Credit Card

    Cash Back

    Main reward: Cash Back

    Rewards
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 15.74% - 23.74%

    Key Benefits:
    • Travel (3)
    • Sign Up Benefits (2)
    • Services (1)
    • Security (4)
    • Insurance (4)
    • Fees Benefits (2)
    Credit Score: Good

    Chase United℠ TravelBank Credit Card

    Cash Back

    Main reward: Cash Back

    Rewards
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 17.49% - 24.49%

    Key Benefits:
    • Travel (3)
    • Sign Up Benefits (2)
    • Services (1)
    • Security (3)
    • Insurance (6)
    • Fees Benefits (2)
    Credit Score: Excellent

    Chase Freedom® Credit Card

    Cash Back

    Main reward: Cash Back

    Rewards
    0% APR
    Balance Transfer
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 14.99% - 23.74%

    Key Benefits:
    • Travel (2)
    • Sign Up Benefits (3)
    • Services (1)
    • Security (4)
    • Insurance (5)
    • Fees Benefits (2)
    Credit Score: Excellent

    Chase Freedom Unlimited® Credit Card

    Cash Back

    Main reward: Cash Back

    Rewards
    0% APR
    No Annual Fee
    ANNUAL FEE:

    $0

    Purchase APR: 14.49% - 26.24%

    Key Benefits:
    • Travel (2)
    • Sign Up Benefits (3)
    • Services (1)
    • Security (4)
    • Insurance (5)
    • Fees Benefits (2)
    Credit Score: Excellent

    Capital One® Secured MasterCard® Credit Card

    NO Rewards

    Main reward: NO Rewards

    No Annual Fee
    Secured
    ANNUAL FEE:

    $0

    Purchase APR: 24.99%

    Key Benefits:
    • Travel (3)
    • Security (5)
    • Insurance (5)
    • Fees Benefits (2)